Business Restructuring

Advice for businesses under financial pressure, from early intervention to formal restructuring and insolvency.

business restructuring saudi arabia

Business Restructuring

BDO Saudi Arabia's Business Restructuring services help businesses, shareholders and lenders respond to financial pressure, liquidity challenges and complex restructuring situations with a clear understanding of the available options and a practical path forward.

We advise across the restructuring lifecycle, from early financial difficulty and short-term liquidity pressure through debt restructuring, distressed transactions and formal insolvency procedures.

Our approach begins by establishing a clear view of the organisation's financial position, cash requirements and stakeholder priorities. We then assess the available restructuring options and support clients through implementation, helping preserve value, stabilise liquidity and manage competing stakeholder interests.

Business restructuring services in Saudi Arabia

BDO Saudi Arabia supports businesses, shareholders, lenders and other stakeholders across financial restructuring, insolvency planning, liquidity management and distressed transactions.

  • Independent business reviews and options assessments – Independent analysis of financial performance, liquidity and restructuring options, supported by short-term cash flow forecasting.
  • Contingency planning and stakeholder management – Development of practical contingency plans and structured engagement with lenders, shareholders and other key stakeholders.
  • Debt restructuring and lender negotiations – Support with restructuring debt and negotiating with lenders across conventional and Shariah-compliant financing facilities.
  • Saudi Bankruptcy Law procedures – Restructuring support in connection with formal procedures including protective settlement, financial restructuring and liquidation.
  • Cross-border insolvency – Support in complex cross-border restructuring and insolvency situations, including matters involving recognition of foreign proceedings.
  • Distressed and accelerated M&A – Support for accelerated transactions, distressed M&A and disposals of non-core assets where value preservation and execution speed are critical.
  • Voluntary liquidation – Advisory support for voluntary liquidation and corporate wind-down processes where an orderly exit is appropriate.

Financial restructuring and insolvency in Saudi Arabia

Saudi Arabia's Bankruptcy Law provides a framework for addressing financial distress through procedures including protective settlement, financial restructuring and liquidation.

The appropriate course of action depends on the organisation's financial position, liquidity requirements, creditor relationships and prospects for continuing the business. Early assessment can give management, shareholders and lenders more time to evaluate alternatives before financial pressure limits the available options.

BDO helps stakeholders assess the financial position, understand restructuring scenarios and determine the practical financial and commercial implications of the available options.

Why work with BDO Saudi Arabia?

Restructuring situations require rapid financial analysis, careful stakeholder management and access to specialists who can address interconnected financial, transactional and regulatory issues.

BDO Saudi Arabia combines local restructuring experience with multidisciplinary expertise and access to the international BDO network to help clients protect value and navigate complex financial situations.

With BDO, clients gain:

  • Saudi restructuring and insolvency expertise – Our teams understand the Saudi restructuring environment and the practical implications of procedures available under the Kingdom's Bankruptcy Law.
  • An independent view of the options – We establish the financial position, assess available restructuring scenarios and help stakeholders understand the implications before critical decisions are made.
  • Multidisciplinary expertise – Our restructuring professionals can draw on corporate finance, valuation and Zakat expertise to address the interconnected issues that often arise in complex restructuring situations.
  • Liquidity and value preservation – We focus on stabilising liquidity, protecting enterprise value and identifying practical actions that respond to immediate financial pressure while considering longer-term outcomes.
  • Support across stakeholder groups – We advise businesses, shareholders and lenders, helping clients navigate negotiations and competing stakeholder priorities with greater clarity.
  • International restructuring capabilities – Through the global BDO network across more than 160 countries and territories, clients can access local expertise when restructuring or insolvency matters extend across jurisdictions.
  • Transaction capabilities when restructuring requires a deal – Our broader Deal Advisory capabilities enable support for distressed M&A, accelerated transactions, valuations and disposals where a transaction forms part of the restructuring solution.
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Muhammad Assad Butt

Senior Director and Head of Deal Advisory
View bio
governance risk compliance saudi
governance risk compliance saudi

Financial pressure rarely improves by waiting

Gain an independent view of your financial position, understand the available restructuring options and identify practical steps to protect liquidity and preserve value.

DISCUSS YOUR RESTRUCTURING OPTIONS